The HDFC bank Easy Shop Platinum Debit card is well recognized for providing cardholders with a wide range of advantages and benefits. The customer receives a 1% reward when they swipe this easy shop platinum debit card HDFC at stores. Users may additionally save money each time they use HDFC Easy Shop debit cards at stores or fuel stations.
Besides the typical features of a debit card, such as increased limits, and making purchases using EMI and cash withdrawals, the HDFC Bank Easy Shop Platinum Debit Card also provides incentives and cashback, fuel surcharge reversal, insurance benefits, and lounge access. Due to the eased criteria for eligibility, you can easily apply for this easy shop platinum debit card from HDFC Bank. To learn more about HDFC Bank easy shop Platinum Debit card, keep reading.
What is HDFC Bank EasyShop Platinum Debit Dard?
HDFC Bank’s Easy Shop platinum debit card is the ultimate Cashback card provided by HDFC Bank. It offers various benefits of cashback and rewards. Users can avail of the benefits of the easy shop platinum debit card HDFC and enjoy shopping as It costs a fraction of cash. There is a High spending limit when you use the HFDC bank Easy Shop platinum debit card. Numerous bank card offers have been also made available. The annual price for the card, if you choose to get one, is Rs. 750 plus taxes. However, the annual charge is eliminated if you join the HDFC Bank Classic Premium Program.
Key Highlights of HDFC Bank Easyshop Platinum Debit Card
Let’s look at some important highlights of the HDFC Bank Easy Shop Platinum debit card-
|1.||Daily ATM withdrawal limit||Rs. 2 lac|
|Free ATM transactions (Another bank ATMS)||
|2.||Free ATM transactions (HDFC bank ATM)||
|3.||Daily shopping limit||RS. 5 lac|
|4.||ATM charge||Rs. 21|
|5.||Cashback benefit||Every Rs. 200 spent on calling, utilities, groceries, supermarkets, restaurants, clothes, and entertainment earns one reward point.|
Eligibility to Buy the HDFC Bank EasyShop Platinum Debit Card
The EasyShop Platinum Debit Card HDFC is available to NREs and Residents.
Indians who live in the area must hold one of the following accounts:
- Savings Account.
- Current Account.
- Loan Against Shares Account (LAS).
- SuperSaver Account.
- Salary Account.
HDFC Bank Easyshop Platinum Debit Card Benefits
HDFC Easy Shop debit card comes with various features and benefits. Let’s look at HDFC easy Shop Platinum debit card Benefits below
1. High Transaction Limit
In comparison to typical debit cards, Easy Shop platinum debit card HDF platinum debit cards often have greater daily withdrawal limitations. This is the basic HDFC Easy Shop Platinum debit card Benefit offered by HDFC Bank. The maximum daily ATM withdrawal limit is Rs. 1 lakh.
2. Cash Withdrawal at POS
Take note that HDFC bank easy shop Platinum Debit Cards allow for up to Rs. 2,000 in daily cash withdrawals at merchant POS. The monthly limit is set at Rs. 10,000 per month.
3. Advanced Security Features
One of the special HDFC Easy Shop Platinum debit card Benefits is that it has an implanted EMV chip for safe transactions. It gives advance security while doing a transaction with an HDFC Easy Shop debit card.
4. Rewards Programs
The HDFC bank easy shop platinum debit card offers rewards with each transaction. The HDFC Easy Shop debit card is associated with a rewards scheme where you can earn points with each purchase and can use them to get discounts or other benefits.
5. EMI on Debit Card
You can get No-cost EMI while using the HDFC Bank EasyShop Platinum Debit Card to buy items including furniture, electronics, smartphones, clothing, and more. You may additionally convert any purchases worth more than Rs. 500 into EMIs.
6. Benefits of Insurance
HDFC Easy Shop platinum debit card benefits you by offering insurance benefits that include
- Death coverage for air, road, and travel for up to Rs. 12 lakhs.
- International air coverage for Rs. 3 crore
- Burglary coverage for Rs. 2 lacks (for items purchased with the card).
- Missing checked baggage coverage for Rs. 2 lakh, and zero responsibility coverage in case of card loss.
Read More: HDFC Credit Cards for Airport Lounge Access
How to Apply for an HDFC Bank EasyShop Platinum Debit Card?
Let’s look at the steps to get an HDFC bank easy shop platinum debit card below-
- Step 1: Download the application form from the official website when you already have an account with HDFC Bank.
- Step 2: This form serves as your application for the HDFC Easy Shop debit card; you do not need to have a separate form for it.
- Step 3: Once you’ve filled out the form with the necessary details for easy shop platinum debit card HDFC, you may submit it to any bank office.
- Step 4: Your HDFC bank Easy Shop platinum debit card will be mailed to your address after processing is finished.
If you do not have an account with HDFC Bank, you must fill out the EasyShop International Form and then get a new account opening from your local HDFC Bank branch.
HDFC Bank EasyShop Platinum Debit Card Fees & Charges
The fees for the HDFC bank EasyShop Platinum Debit Card are listed below:
|ATM Charge||Rs. 21|
|Card replacement Fee||Rs.200|
|ATM PIN generation||Rs.50|
|Foreign exchange markup fee||3.5%|
|Annual Fee||Rs. 750 + Tax|
|Add on cards||Rs.750 for joint account holders|
Now, that you know all about the HDFC Easy Shop platinum debit card benefits, you can easily apply to HDFC Bank to enjoy its features. You can apply for an HDFC bank Easy Shop platinum debit card through both offline and online applications. Also, you must print and complete the downloaded application form before beginning the offline process to avail of HDFC Easy Shop platinum debit card benefits. You may use HDFC Bank NetBanking or go to the bank’s official website to submit an online application for an HDFC Bank Easy Shop platinum debit card.
Please take note that you must first have a savings account with HDFC Bank to access this application form. If you don’t already have an account with the bank, you must first open one to get this HDFC Easy Shop debit card and then you can avail of all the HDFC Easy Shop platinum debit card benefits.
HDFC Bank Easyshop Platinum Debit Card – FAQs
Who is eligible for the HDFC Platinum Debit Card?
Ans. If you have a Savings, Current, super-saver, Loan Against Shares, or Salary Account with HDFC Bank, then you are eligible to apply for this HDFC Bank easy shop platinum debit card. You can be NREs and Indian residents.
What is the HDFC EasyShop Platinum Debit Card’s Foreign Exchange Mark-Up Fee?
Ans. The HDFC EasyShop Platinum Debit Card charges for foreign exchange markup fee is 3.5 %.
Does HDFC Bank easily shop platinum debit cards that have a withdrawal limit?
Ans. Yes, the daily ATM withdrawal limit is Rs. 1 lakh, and the daily card purchasing limit is Rs. 2.75 lacs.
What exactly is insured by the card’s included insurance?
Ans. This card offers coverage for loss of checked baggage, international air coverage, death by road, air, or rail, fire, and burglary.
Will all of my purchases made with the debit card be eligible for cashback?
Ans. All purchases, except jewelry, petrol, and services like government payments, business services, insurance, mutual funds, etc., will give you cashback.