Credit Cards with Zero Foreign Transaction Fees

Credit Cards with Zero Foreign Transaction Fees

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Credit Cards with Zero Foreign Transaction Fees

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  • Post last modified:November 8, 2023

A credit card undoubtedly solves all your problems, whether it’s seamless transactions or carrying no cash, and many more benefits. But while planning an international trip, you need a credit card with zero foreign transaction fees. Various banks around the world serve multiple benefits to their customers and provide different types of credit cards with zero foreign transaction fees. However, we are here to help you. We will give you brief information on various credit cards with zero foreign transaction fees that you can choose for your upcoming international trip.

Details about the Credit Cards with Zero Foreign Transaction Fees

In the table, we have provided you the names of some of the credit cards with zero foreign transaction fees:

Credit card Intro offer Annual fee Regular APR Best suitable for
Capital One Quicksilver Cash Rewards credit card 200 $ 0 $ 19.74% – 29.74% Cashback on national and international purchases
Chase Sapphire Preferred card 60,000 points 95$ 20.49% – 27.49% Redemption flexibility
Banks of America travel rewards credit card 25000 points 0$ 17.74% – 27.74% No annual fee
Discover it cash back –           0$ 16.74% – 27.74% Good customer service
The platinum card from American Express 80000 points 695$ –           International airport lounge access
Discover it miles –           0$ 16.74% – 27.74% First-year miles bonus
Capital One Ventures One reward credit card 40000 points 0$ 19.74% – 29.74% Foreign travel beginners
Capital One Ventures X rewards credit card 75000 points 395$ 21.74% – 28.74% Get various premium travel benefits
Capital One Venture rewards credit card 75000 points 95$ 20.74% – 28.74% Travel rewards on every trip
American Express gold card 60000 points 250$ –           International dining

Here we have explained the top credit cards with zero foreign transaction fees in detail:

1. Capital One Quicksilver Cash Rewards Credit Cards

Capital One credit card is considered one of the best credit cards for the general purpose of traveling. However, with this credit card with zero foreign transaction fee, you can win 5 miles per dollar on hotels and car rents and 2 miles per dollar on other purchases. This card is of excellent quality; miles can be redeemed for 1 percent for any travel purchase. This capital card works like a bonus.

2. Chase Sapphire Preferred Card

With this Chase Sapphire card, you earn various bonus rewards on travel, hotel stays, and other streaming services. Also, it has very reasonable annual fees. Apart from that, credit cards with zero foreign transaction fees are also helpful in online grocery shopping. The points earned on this card would be redeemed for travel booked through Chase.

3. Banks of America Travel Rewards Credit Card

Bank of America travel reward credit card is considered the best option for frequent travelers who want many rewards but without an annual fee for a credit card. Cardholders can earn 1.5 points per dollar on any purchase. Also, it has one quality the rewards would never expire if your account is open. However, it has a limited redeemed option. You can save your points on travel, hotel stays, etc., without foreign transaction fees. This is one of the top credit cards with zero foreign transaction fees.

4. Discover it Cash Back

It has a different feature from other cards. It has a high cash back rotating quarterly categories. But for collecting these rewards, activation is required, and also you need to apply for this cashback. Nowadays, it is the most beneficial credit card with zero foreign transaction fee available in the market. It provides 5% cash back in rotating categories. Also, recently, some things have been included in this car,d like a gas station, groceries, a restaurant, amazon.com, etc.

5. The Platinum Card from American Express

All over the world, it is also called a premium credit card service. It is an ultra-premium credit card famous for its elite and excellent lifestyle and travel benefits. It has a bit high annual fee of tof$695, which increased from $550 in 2021. This card contains many benefits, focusing on travel, entertainment, dining, and wellness. If you are a person who spends a lot, then this card is for you.

6. Discovery it Miles

Discovery It Mile is the only card with an unlimited bonus at the end of your first year. This card does not require any signing. You can automatically earn various rewards on everyday purchases. Also, it is the best credit card with zero foreign transaction fees which do not include any minimum payment. With this card, you will earn 1.5 miles for every day spent. However, it has zero annual fees.

7. Capital One Ventures One Reward Credit Card

Nowadays Capital One Venture One reward credit card is the most popular card available in the market. It provides a very high rate on every purchase, and you can use these rewards on any travel expenses. Also, it is considered a bonus to the new cardholders. You can reward 2 million dollars on any purchase and 5 dollars on hotel, traveling, vehicle rental, etc.

8. Capital One Ventures X Rewards Credit Card

This card has an excellent reward rate on travel, hotels, car rentals, etc., but to use this card, you must book on the issuer’s online travel portal. This credit card with zero foreign transaction fees has similar features to a premium travel credit card. It is more straightforward to understand than the premium credit card. On this card, you will earn a 75000 bonus when you spend %4,000 on purchase-ins starting in three months. It also includes 2 miles per dollar purchases, 5-mile dollar flights, and 10-mile dollars on hotels, car rentals, etc.

9. Capital One Venture Rewards Credit Card

This card has a high reward fee as well as flexible reward redemption. With this card, you can enjoy a one-time bonus of 75000 miles if you spend $4.000 on purchases within three months. It also includes 2 miles per dollar on assets, 5 5-mile dollars on flights, and 10-mile dollars on hotels, car rentals, etc. This makes it the best credit card with zero foreign transaction fees.

10. American Express Gold Card

This is the best credit card with zero foreign transaction fees for those who spend a lot. It has a $ 250 annual fee, and you win 4 points for every dollar on any purchase. This card contains two features, plan in and plan out, allowing you to finance certain purchases over time. With the help of these features, you know how much you spent.

Read More: 10 Tips on How to Use Credit Cards Wisely

Conclusion

A credit card with zero foreign transaction fees is a must if you’re a traveling lover. You’ll get various benefits whenever you travel to an international country. You don’t have to pay your fees regularly. However, credit cards with zero foreign transaction fees have multiple uses, which we have discussed in the article above. You can choose any of these credit cards per your needs and requirements.

Credit Cards with Zero Foreign Transaction Fees – FAQs

Is a 3% foreign transaction fee a lot?

Ans. No, a 3% transaction fee instead is an average fee.

What is the charge for HDFC international transactions?

Ans. HDFC international transaction charges 3.5% + applicable taxes on every settlement.

What is the highest credit score?

Ans. The highest credit score is 850.

What is the best credit score in India?

Ans. The credit card score system in India is called the scoring system. However, the best credit score is 700 and above.

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