# MyMoneyTrip: Personal Finance and Investing Updates ## Posts - [Is Quotex Legal in India? A Complete Guide](https://mymoneytrip.com/is-quotex-legal-in-india/): There are various popular trading platforms in India, and Quotex is one of them. As the number of fraudulent and unsafe trading platforms increases, traders are often hesitant to try a new platform. This is the reason that many traders ask, “Is Quotex legal in India?”  In this article, we will give you complete details about Quotex and provide your answer to “Is Quotex legal in India?”  What is Quotex?  Quotex is a platform for binary trading established in 2019. The platform offers smart investments and has more than 400 free tools that help traders perform trading easily. It is […] - [LIC Jeevan Shree Plan 112: Details with Maturity Calculator](https://mymoneytrip.com/lic-jeevan-shree-plan-112/): The LIC introduces the Jeevan Shree Plan 112 for the high-income segment market. It is a limited payment Endowment Assurance plan, where the policyholder receives a guaranteed addition of Rs. 75 per Rs. 1,000 of Sum Assured and a minimum Sum Assured of Rs. 5 lakhs. Here we will discuss the details of Jeena Shree Plan 112. Features of LIC Jeevan Shree Plan 112 The key features of LIC Jeevan Shree Plan 112 are: It is a limited payment endowment assurance plan. Policyholders get guaranteed additions of Rs 75 per 1000 Sum assured. The policy becomes eligible for “Loyalty Additions” […] - [BRKGB Balance Check Number](https://mymoneytrip.com/brkgb-balance-check-number/): Baroda Rajasthan Kshatriya Gramin Bank is operating in Rajasthan as a rural bank. It has been sponsored by Bank of Baroda since 2013. Brkgb is a fusion of 3 RRBs – Baroda Rajasthan Gramin Bank, Hadoti Gramin Bank, and Rajasthan Gramin Bank. Its new name, “Rajasthan Kshetriye Gramin Bank” came into effect on 1st January 2013.  Brkgb headquarters is situated in Ajmer and has more than 864 branches and 12 regional offices. It is serving 21 districts in Rajasthan with a customer base of over 8.5 million. The bank also offers online banking services to customers that they can use […] - [How to Choose the Right Investment App in India](https://mymoneytrip.com/how-to-choose-the-right-investment-app-in-india/): As investment options grow, investment platforms also increase rapidly. Countless investment apps in India offer various features to investors. But as a smart investor, you must be careful about choosing the best investment app in India for secure and fruitful investment. Also, mobile investment platforms are allowing investors to invest in stocks, mutual funds, and other instruments from the comfort of their houses. Here we will help you to choose the best one among various investment apps in India.  Factors to Know Before Choosing the Best Investment App in India Here you will find various factors that will help you […] - [Bank of India Balance Check Number: BOI Balance Enquiry](https://mymoneytrip.com/bank-of-india-balance-check-number/): Bank of India offers balance check services to customers using their registered phone numbers. The service is available for customers who have registered phone numbers with their bank accounts. They can check the Bank of India account balance 24/7 by simply dialing the toll-free numbers given by the bank. Other ways to check the Bank of India Balance include ATMs, online banking, Mobile banking, and UPI. BOI Balance Check Toll-free Numbers  The Following are the BOI Balance Check Toll-Free Numbers: BOI Balance Check Number (Toll-free) 90151 35135 Bank of India Balance Check Number Missed Call 92661 35135 Bank of India […] - [Difference Between Portfolio Management and Financial Planning](https://mymoneytrip.com/difference-between-portfolio-management-and-financial-planning/): Managing your money effectively is essential for a secure future and achieving financial goals. Personal financing can get complicated as it depends on various moving aspects. You must understand your end goal and risk profile and then find a suitable type of investment. Though several financial instruments are available in the market, you must look at the best ways that suit your needs and current status. Before you invest in one field you must know about the Difference Between Portfolio Management and Financial Planning. You can get help from financial advisors and financial services that help you carve a way […] - [10 Best Cashless Health Insurance Policies in India](https://mymoneytrip.com/best-cashless-health-insurance-policies-in-india/): If someone falls ill and has to spend for the treatment of his illness, then the insurance company helps in ensuring the medical expenses. Under the health insurance company, the best cashless health insurance policies in India company confirm that the insured person gets a specific policy in exchange for the Premium. I will pay the amount—funds to meet the expenses of medical treatment for a particular disease. Best Cashless health insurance plans are policies that provide medical coverage to policyholders without having to pay upfront for their medical expenses during hospital treatment. Under these plans, the policyholder can receive […] - [When is the Right Time to Buy Term Insurance](https://mymoneytrip.com/when-is-the-right-time-to-buy-term-insurance/): Term life insurance is a plan where you can secure your life as well as your family’s so it must know when is the right time to buy a term insurance plan. This plan offers financial coverage to the policyholder and their family for a specific period. In case of the death of the policyholder during the policy terms, the death benefits are paid to the policyholder’s family by the payee. Term life policy offers up to 30 years of life insurance coverage that can be paid in short-term debts when the policyholder passes away. As per section 10D of […] - [SBI Monthly Income Scheme for Senior Citizens](https://mymoneytrip.com/sbi-monthly-income-scheme-for-senior-citizens/): SBI created its legacy for over 200 years, which helped to make it a trustworthy Bank for its customers. State Bank of India (SBI) offers multiple schemes to their customers for safe and secure investment and promising returns. One of the schemes they provide is the SBI Senior Citizen Monthly Income Scheme(MIS). Under this scheme, the customer gets the monthly paid interest. How Does the SBI Monthly Income Scheme Work? SBI’s monthly income scheme offers monthly fixed income to the customer to secure their financial status for the future. This scheme is best for those who want a steady income […] - [Pension Scheme for Government Employees Retirement Benefits](https://mymoneytrip.com/pension-scheme-for-government-employees-retirement-benefits/): A country’s pension system is to provide economic and social stability as a Pension Scheme for Government Employees. It gives retirement benefits by assisting them in meeting their everyday costs. The pension scheme benefits in India have evolved from the Old Pension Scheme (OPS) to the New Pension Scheme (NPS) with various Pension Scheme Benefits. The Pension Fund Regulatory Development Authority (PFRDA) and the Central Government operate the National Pension Scheme (NPS) of India, which is a long-term retirement investment plan that provides subscribers with tax benefits and retirement benefits. It is a voluntary program that is highly recommended for […] - [Things to Keep in Mind Before Buying a Life Insurance Policy](https://mymoneytrip.com/things-to-keep-in-mind-before-buying-a-life-insurance-policy/): Purchasing a life insurance policy is a significant financial decision that requires careful consideration. Beyond its basic concept, there are several vital aspects to things keep in Mind before Buying a life insurance policy. This guide aims to provide valuable insights about insurance and policy, equipping you with the knowledge needed to make an informed choice that meets your financial goals. With so many options available in the market, it is natural to be confused before buying a policy. The insurance market has a ton of policies to offer with various benefits and offers. This results in confusion or dependence […] - [How to Handle Retirement Investment Smartly](https://mymoneytrip.com/how-to-handle-retirement-investment-smartly/): Retirement is a stage in life that brings many changes in terms of earning, spending, and saving. In the earning years of your life, you are constantly making money to keep up with your regular finances and to save up for your sunset years. Therefore, careful management of your finances for retirement takes center stage. Handling retirement investments smartly requires a deep understanding of various financial instruments and strategies. When you build a sizeable amount of money to be used during your retirement years, you consider all the expenses that you would be doing. Most of the money is assigned […] - [Investment in Gold vs. Investment in Mutual Funds: Which is the Better Option](https://mymoneytrip.com/investment-in-gold-vs-investment-in-mutual-funds/): Gold has always been an integral part of Indian culture for centuries. Hence, investment in Gold has always been a top priority for a majority of Indians over the years. More than a financial investment, buying gold holds great cultural and societal significance in India. Any festivities are considered incomplete without gold and it also passes as a treasure that passes on from one generation to another. In terms of finance and investments, gold’s value has always appreciated over the years. If we consider the growth in the last 5 years, no asset has gained a growth rate equal to […] - [How to Plan for Retirement According to Your Age](https://mymoneytrip.com/how-to-plan-for-retirement-according-to-your-age/): In order to create an optimal corpus on how to Plan for Retirement according to your age, it’s crucial to factor in your current living expenses and incorporate the effects of inflation. By assessing your desired retirement lifestyle alongside your current investment contributions, you can pinpoint any gaps and take necessary measures to bridge them. Effective and timely planning is essential to ensure that you can fully enjoy your retirement years. The fundamental principle to plan your retirement is that beginning sooner allows for greater savings accumulation. Nonetheless, as you grow older, your priorities inevitably shift, necessitating an adjustment of […] - [Where to Invest Your Money for High-Interest Returns](https://mymoneytrip.com/invest-your-money-for-high-interest-returns/): The world of investments is a huge market for growth opportunities. In the context of the Indian financial landscape, pursuing high-interest returns has always been a common aspiration for investors. People determine their investment channels as per their goals and risk appetite. If you are also looking to invest your money for high-interest returns, this article will serve as your guide. This article will walk you through the diverse array of investment options available in India, offering insights and information to aid you in making informed choices. This information will help you to invest your money for high-interest returns. What […] - [Types of Insurance Policy Young People Should Buy](https://mymoneytrip.com/types-of-insurance-young-people-should-buy/): Recognize these common statements about insurance? As a young adult, you’re likely to encounter a range of responses when inquiring about the Insurance policy for Young People to acquire. With options spanning from term plans and health coverage to ULIP policies and general insurance, the array of life insurance policies available today can be overwhelming. Navigating this sea of choices and advice can be bewildering for the insurance policy young people should buy. If you’re aiming to secure insurance but find yourself uncertain about where to commence, we’ve got your back. In this article, we delve into four crucial Insurance […] - [Importance of Investment Plan to Build a Secured Future](https://mymoneytrip.com/importance-of-investment-plan-to-build-a-secured-future/): Having a well-thought-out investment plan is absolutely crucial for building a secure future. You see investing is like planting seeds of financial growth that can yield wonderful fruits down the line. By creating an investment plan, we can align our financial goals, priorities, and risk tolerance to make informed decisions. The importance of an investment plan to build a secure future helps us to allocate our resources wisely, diversify our portfolio, and maximize our returns. Whether it’s for retirement, education, or any other long-term objective, a robust investment plan can be our compass in navigating the turbulent waters of the […] - [How You Can Increase the Cover Amount of Term Insurance](https://mymoneytrip.com/how-you-can-increase-the-cover-amount-of-term-insurance/): In the dynamic landscape of financial planning, term insurance emerges as a foundation for safeguarding the future of your loved ones. Many things must be considered before buying term insurance, depending on your income, expenditure, and financial goals. As a responsible investor, you might wonder how you can increase the cover amount of term insurance. This article aims to shed light on the same and also the benefits that come with boosting the coverage amount of term insurance. Enhancing your term insurance coverage is like giving your family an extra layer of protection. By understanding your options and choosing wisely, […] - [How to Do Intraday Trading in India For Beginners: A Comprehensive Guide](https://mymoneytrip.com/how-to-do-intraday-trading-in-india-for-beginners/): Engaging in stock market trading demands strategic decision-making, keen market observation, and timely execution of buying and selling. If you are keen on knowing the basics of Intraday trading in India, this article will serve as a great guide. Intraday Trading in India For Beginners can be easy with the right set of knowledge. Read on for some meaningful insights! Understand What is Intraday Trading? Intraday trading in India is also called “within-the-day” trading. This trading refers to the practice of executing trades within the market hours of a single day. It involves identifying stocks that are assured to move […] - [How to Invest in Mutual Funds Online in India](https://mymoneytrip.com/how-to-invest-in-mutual-funds-online/): If you’re not sure where to invest your money, invest in mutual funds online in India. Mutual funds in India are a wonderful place to grow your money. They make it simple to get profit while avoiding risk. You must understand how to invest in mutual funds online in India when you want to buy one. In this article, we’ve covered how to invest in mutual funds online in India. It is one of the greatest investment options because it provides a variety of possibilities that may be able to meet the needs of every investor, regardless of their financial […] - [How to Check LIC Policy Maturity Amount Online or Offline](https://mymoneytrip.com/how-to-check-lic-policy-maturity-amount-online-or-offline/): Nowadays, you can do almost everything online, from placing a grocery order to creating an investment account. Along with all of these, LIC offers a wide range of online services. For the customers, this simplifies and makes things convenient. You might find this information helpful if you’re wondering how to check the lic policy maturity amount online. LIC has made things easy by providing online services to calculate maturity amounts. In this article, we will learn about how to check the lic policy maturity amount online as well as offline. Let’s begin. What is the LIC Policy Maturity Amount? A […] - [Wealth Management Strategies for Your Financial Future: A Complete Solution](https://mymoneytrip.com/wealth-management-strategies/): Building wealth for yourself and your loved ones enables you to live the life you want. Most people strike a delicate balance between saving enough money for the future and enjoying life in the present. This is where wealth management strategies come into play. Suitable wealth management strategies will get you through all four stages of your financial life cycle, from setting the foundations to building, protecting, and handing down your wealth. Your strategies of wealth management will evolve as your life evolves, but they ought to constantly guide you in the direction of the goal you desire to achieve. […] - [HDFC Bank Easyshop Platinum Debit Card](https://mymoneytrip.com/hdfc-bank-easyshop-platinum-debit-card/):  The HDFC bank Easy Shop Platinum Debit card is well recognized for providing cardholders with a wide range of advantages and benefits. The customer receives a 1% reward when they swipe this easy shop platinum debit card HDFC at stores. Users may additionally save money each time they use HDFC Easy Shop debit cards at stores or fuel stations. Besides the typical features of a debit card, such as increased limits, and making purchases using EMI and cash withdrawals, the HDFC Bank Easy Shop Platinum Debit Card also provides incentives and cashback, fuel surcharge reversal, insurance benefits, and lounge access. […] - [LIC Jeevan Lakshya Plan 833: Details, Features, and Benefits](https://mymoneytrip.com/lic-jeevan-lakshya-plan-833/): LIC Jeevan Lakshya plan 833 is a new plan designed by LIC. LIC Jeevan Lakshya plan 833 provides the benefits of a saving plan whole life insurance plan. The main aim of the LIC Jeevan Lakshya Plan 833 is to protect the insured and the insured. The people who want to have risk cover for themselves and their families can opt for LIC Jeevan Lakshya plan 833. At the end of the plan, the policy provider will provide the sum assured to the insured, along with other benefits and bonuses. However, in this article, we will discuss LIC Jeevan Lakshya […] - [How to Open PPF Account Online](https://mymoneytrip.com/how-to-open-ppf-account-online/): PPF (public provident fund) account is the best way to save your money for future use. If you want a source through which you can get the lump sum amount to satisfy your needs. The insured of the account will get the interest on the saving and the sum assured at maturity. However, very few people know about PPF accounts and are amazed at how to open a PPF account online. You can open a PPF account on both an online and offline basis. However, we will talk about both the cause. Moreover, in this article, we will discuss how […] - [LIC Plans With Highest Return in India](https://mymoneytrip.com/lic-plans-with-highest-return-in-india/): LIC is one of the most trusted insurance companies in India. It was formed in 1956, and since then, it has attracted countless customers due to its attractive offers and commendable services. LIC launches various plans and policies every year and also ensures a strong focus on developing the insurance industry. You can get the Highest Return with the LIC Plan. This article will discuss the LIC plans with the highest return in India and their eligibility, features, etc. Below we have briefly described LIC plans with the highest return in India. List of LIC Plans with Highest Return in […] - [HDFC Credit Cards for Airport Lounge Access](https://mymoneytrip.com/hdfc-credit-cards-for-airport-lounge-access-list/): HDFC Bank is one of the prime banks in India. Having a huge share of individuals. It has a massive banking network for managing its large customer base. HDFC provides several beneficial schemes to the public. In recent times the number of people traveling to outside nations for both business, as well as leisure purposes, has increased rapidly. To provide benefits to people traveling abroad, HDFC is providing HDFC Credit Cards for the Airport Lounge Access List. Under the HDFC Credit Cards lounge access list, opting customers are entitled to receive several benefits. HDFC Credit Cards Lounge Access List Here […] - [LIC Jeevan Akshay VI Pension Plan](https://mymoneytrip.com/lic-jeevan-akshay-vi-pension-plan/): Lic Jeevan Akshay vi pension plan is a famous plan of the LIC insurance company. It is a pension plan that provides you with a particular amount of money after you retire from the job. People opt for the LIC Jeevan Akshay vi pension plan to help support the insured during their retirement. This plan provides life assurance, starting right after you purchase this policy. This plan offers various benefits with various services. In this article, we will give brief information about this plan, its key features, and other parameters. Let’s talk about the LIC Jeevan Akshay VI Plan details. […] - [How to File Income Tax Return for Salaried Employees Online](https://mymoneytrip.com/how-to-file-income-tax-return-for-salaried-employees-online/): In India, the most important thing after getting a salary is filing income tax returns. Unfortunately, and due to this reason, many people need clarification about how to file income tax return for salaried employees online. So here we are to provide you with all the necessary details about how to file income tax return for salaried employees and also discuss new income tax rules for salaried employees. With the help of this article, you’ll gain more profound knowledge about how you can step up with all reforms of the income tax department. An Overview of How to File Income […] - [Credit Cards with Zero Foreign Transaction Fees](https://mymoneytrip.com/credit-cards-with-zero-foreign-transaction-fees/): A credit card undoubtedly solves all your problems, whether it’s seamless transactions or carrying no cash, and many more benefits. But while planning an international trip, you need a credit card with zero foreign transaction fees. Various banks around the world serve multiple benefits to their customers and provide different types of credit cards with zero foreign transaction fees. However, we are here to help you. We will give you brief information on various credit cards with zero foreign transaction fees that you can choose for your upcoming international trip. Details about the Credit Cards with Zero Foreign Transaction Fees […] - [HDFC Regalia Credit Card vs HDFC Regalia First Credit Card: Know the Difference](https://mymoneytrip.com/hdfc-regalia-credit-card-vs-hdfc-regalia-first-credit-card/): HDFC regalia credit card is quite accessible and widely liked in India. However, making a differentiation between HDFC Regalia vs Regalia first credit card is always challenging. If you want a regalia card, you will be provided with a specific membership, and it also offers various kinds of rewards on everyday expenses. HDFC regalia is also famous for the multiple exciting benefits it provides to its customers. HDFC regalia’s benefits include boarding expenses, national and international airport lounges, everyday services, etc. And on the same note, the Regalia First Credit Card is a lite version of HDFC regalia. However, it […] - [LIC Jeevan Shree 1 Plan: Features and Benefits](https://mymoneytrip.com/lic-jeevan-shree-plan/): The LIC Jeevan Shree 1 Plan is an assurance plan that is considered the best plan in terms of payment. It is one of the most trusted endowment plans with excellent payment terms. Many people are engaged with the LIC Jeevan Shree plan as it provides its customers with many benefits. It is a life insurance plan that helps provide support and fulfill all the family’s financial needs after the insured’s demise. In this article, we will talk about the Jeevan Shree Plan in detail and its benefits and features. Eligibility Criteria for LIC Jeevan Shree 1 Plan  Here we […] - [10 Tips on How to Use Credit Cards Wisely](https://mymoneytrip.com/tips-on-how-to-use-credit-cards-wisely/): We all have credit cards, but we are always amazed that what’s the best possible way to use credit cards wisely. Moreover, we often need clarification because there is no such specification for the credit cards wisely used. However, as times are changing and people are more encouraged to do cashless transactions now, we should learn to use credit cards wisely. In this article, we will provide you with information about the question of 10 tips on how to use credit cards wisely. Along with credit cards wisely used, we’ll also briefly describe how you can improve your credit card […] - [LIC New Endowment Plan 814 Details](https://mymoneytrip.com/lic-new-endowment-plan-814/): LIC new endowment plan 814 is a great insurance plan if you want something to fulfill your long-term goals. For example, a person could take LIC’s new endowment plan 814 if they wanted a life cover during the term. It is a reliable plan with various benefits. However, once the plan gets mature, you will be given a considerable amount that you can use to satisfy your long-term financial needs. LIC new endowment plan 814 is an excellent plan for long-term financial markets such as child marriage, education, etc. Still, many other services came under this plan and a best […] - [LIC Jeevan Umang Plan 845: Details, Features and Benefits](https://mymoneytrip.com/lic-jeevan-umang-plan-845/): LIC Jeevan Umang plan 845 is a lifelong assurance plan provided until the age of 100 or the assured’s death. Jeevan Umang plan 845 is a reliable and advanced plan that provides payment regularly after the completion of the plan. You can even take the lump sum of your plan or get a fixed amount every year. Jeevan Umang plan 845 is a good plan for those who want money after their retirement as an assured amount to meet their financial needs. This plan offers various benefits and features to their customer. However, we are here to provide information about […] - [Central Bank Digital Currency RBI](https://mymoneytrip.com/central-bank-digital-currency-rbi/): The RBI’s pilot program for digital currency began on December 1st, 2022. According to the Central Bank digital currency RBI wholesale division is designed for exclusive access by selected financial institutions. Cryptocurrencies, also known as digital currencies, are becoming more and more popular worldwide. The majority of central banks are introducing a digital currency under their control to address these issues and hasten the transition to a cashless society. Central Bank Digital Currency by RBI Exactly The digital currency by RBI CBDC currency is the country’s central bank’s liability and legal tender in digital form. It appears on the central […] - [Top 10 Bank Exams in India](https://mymoneytrip.com/top-10-bank-exams-in-india/): The banking industry has always been the prime and most inspiring field for commerce aspirants. Not just now. The banking field has always had a great capture on the lives of people. Every commerce student wants a settled career in the banking industry however, we must take qualifying exams for this opportunity. Some people attempt the best bank exams in India to check their ability and interest; once they get it, they can try it as often as they want. Every year lakhs of students take bank exams, and just a few can qualify. There are no such age restrictions […] - [How to Open a Joint Account Online](https://mymoneytrip.com/how-to-open-a-joint-account-online/): There was always some confusion about How to open a joint account, as there needed to be appropriate guidelines for this process. But now, with better and greater technology, people are also getting more knowledgeable about this topic. Opening a joint account is an easy and hassle–free process which you can perform by yourself with the help of your mobile phone. Nowadays, people are busy with their lives, so we can open joint bank accounts online, saving us precious time. In this article, we will provide information about how to open a joint account online and how to open a […] - [Best Stock Trading Platforms in India](https://mymoneytrip.com/best-stock-trading-platforms-in-india/): Nowadays, almost every person wants to invest and increase their money through stock trading, as it is the most convenient way to save your hard-earned money. However, online best stock trading platforms in India have made it easier for investors to click on their mobile phones and invest in renowned stock companies. There are various best stock trading platforms in India where you can invest your money and find better and more beneficial deals. Different online stock trading platforms in India provide an accessible interference and accommodate the traders by helping them trade at the best prices. Undoubtedly, stock trading […] - [Which is the Best Bank for Demat Accounts in India](https://mymoneytrip.com/which-is-the-best-bank-for-demat-accounts-in-india/): India’s stock market took a different and faster pace of grins in the e past few years. However, it is serving many people with its services. But the first step for starting services is opening an account in Best Bank for Demat Accounts in India, which tricky a tough thing for you if you’re a beginner. You must open a Demat account if you’ve recently started your trading journey. It is made clear by the SEBI ( Securities Exchange Board of India) that every person has to open a Demat account before starting her stock market trading. Moreover, various banks […] - [Benefits of a Current Account in HDFC](https://mymoneytrip.com/benefits-of-a-current-account-in-hdfc/): A current account is a bank account considered by people who regularly conduct a disproportionately high volume of bank transactions. The bank Forms it at the applicant’s request and makes it accessible frequently or instantly. Current accounts offer a wide range of tailored options to help with financial transactions and are related to liquid deposits. Additionally, the HDFC current account benefits you by enabling the use of the bank’s check facility to pay creditors. In contrast to a savings account, the Benefit of a current account in HDFC is that current accounts typically don’t pay interest and have higher minimum […] - [What are the Different Sources of Finance](https://mymoneytrip.com/what-are-the-different-sources-of-finance/): Finance is a critical component of any business, whether small or large. As an entrepreneur, it is essential to know the various sources of finance available to your business. This knowledge can help you make informed decisions on how to obtain funding and plan your financial strategy. There are different sources of finance that businesses can use to raise capital. The sources of finance can be broadly categorized into two categories: internal and external sources of finance. Internal sources of finance are those that come from within the business. There are various sources of finance under this, like retained earnings, […] - [How To Save Money From Salary Every Month](https://mymoneytrip.com/how-to-save-money-from-salary-every-month/): According to statistics, most people spend more when they have more. This is because a person’s standard of living rises as their income rises. ‘Wants’ slowly transform into ‘needs,’ and items once considered luxuries become necessities. However, this mindset presents a significant problem. You can keep ‘enjoying’ your life in your way, but you’re also limiting your ability to build wealth simultaneously. And living beyond your means invites severe financial trouble. This Raises the Question, ‘How do save money from your salary every month’? How Much Of Your Monthly Salary Should You Save Before Humping to the topic ‘how to […] - [Virtual Currency in India](https://mymoneytrip.com/virtual-currency-in-india/): In November 2017, a high-level Inter-Ministerial Committee was investigating the problems with Virtual currency in India. The Committee turned in its summary on February 28, 2019, and on July 22, 2019, it was made available to the public.  The Committee’s mandate included examining the legal and policy framework for regulating Virtual currencies in India. Virtual currencies in India are tradable forms of value that exist only online and can be useful as a medium of exchange or an accounting unit. Only a few people know that  Virtual currencies in India are not legal tender. The central government guarantees a form […] - [How to Save Money in India](https://mymoneytrip.com/how-to-save-money-in-india/): It is usual to spend money mindlessly while we are young. You can buy something out of haste that you do not need. However, as you age, this could become an issue. Many people struggle financially and lack ways to save money in India. Therefore, it is essential to start a method of saving money as soon as possible. Everyone should learn ways to save money in India, and parents usually start their children off this path. The method of saving money can be as easy as setting aside a small amount each week or month, or it can be […] - [Procedure to Open a Bank Account in SBI](https://mymoneytrip.com/procedure-to-open-a-bank-account-in-sbi/): Among Indian banks, the State Bank of India is the most reputable and well-known name. They have the largest network of bank branches in the country and provide a variety of savings accounts, from basic to premium. Customers can opt to create a savings account at one of the more than 24,000 branches around the nation closest to them to benefit from the simplicity of a savings account. In addition, only the PAN and Aadhaar information is a must to complete the procedure to open a bank account in SBI, an immediate digital savings bank account with SBI. Here, we […] - [What is Arogya Sanjeevani Health Insurance Policy](https://mymoneytrip.com/what-is-arogya-sanjeevani-health-insurance-policy/): If you are wondering What is Arogya Sanjeevani’s Health Insurance Policy? The answer is, that Arogya Sanjeevani Health Insurance Policy offers an affordable premium and a comprehensive health plan. It provides medical expense coverage with a sum insured from Rs. 50,000. The scope includes expenses for Pre- and post-hospitalization Room rental Intensive care unit (ICU) Alternative medicine treatments With the option to pay the premium monthly, quarterly, half-yearly, or annually, you can purchase the Arogya Sanjeevani Policy as an Individual Plan or a Family Floater Plan. In this article, we will discuss Arogya Sanjeevani’s policy details. Also Read: 10 Best […] - [Products and Services of HDFC Bank](https://mymoneytrip.com/products-and-services-of-hdfc-bank/): Included in August 1994 under the name “HDFC Bank Limited,” HDFC Bank has its main office in Mumbai, India. In January 1995, HDFC Bank started business as a Scheduled Commercial Bank. As part of the RBI’s 1994 liberalization of the Indian Banking Industry, HDFC was one of the first organizations to receive “in principle” RBI approval to establish a private bank.  There are endless products and services of HDFC Bank, which attract many customers and create a vast customer base. Currently, the Bank has an impressive network of more than 1416 branches spread across 550 cities in India. Real-time has […] - [List of Indian Cryptocurrency](https://mymoneytrip.com/list-of-indian-cryptocurrency/): Started in 2009 in the form of Bitcoin, more than 20,000 cryptocurrencies are available today in the crypto market. India is also showing a significant upsurge in the number of crypto investors. Cryptocurrency doesn’t require financial institutions to validate transactions. Transactions done in cryptocurrencies are not in the form of coins.  They are digital entries, including the details of the transaction. The public ledger is responsible for managing all the records of all Bitcoin transactions. Cryptocurrencies stay in Digital wallets  Only a few cryptocurrency exchanges are trading Bitcoins and other cryptocurrencies. More than 2,500 users trade Bitcoin daily, and the […] - [Best Websites for Trading in India 2023](https://mymoneytrip.com/best-websites-for-trading-in-india/): The speed at which a trader executes trades is among the most crucial factors contributing to their success. Along with the trading strategies employed by investors, the quick pace of trading on active stock exchanges is vital. Because of this, the trading platform should be online and provide investors with a user-friendly interface that makes it easy for traders to trade.  The following characteristics of a stable best website for trading in India are necessary for continuously profitable trading Speedy and prompt trade execution Convenient tool use Real-time tracking of market information Superior safety Ability to execute trading continuously 5 […] - [PNB Car Loan EMI Calculator](https://mymoneytrip.com/pnb-car-loan-calculator/): You don’t have to wait any longer to buy the car of your dreams. Now, PNB offers simple car loans for up to 100 percent of the car’s value for everyone. A PNB car loan EMI calculator is the best way to make your dream come true. You can get the best car loan with the most reasonable financing costs which start at 9.95%, having a tenure of 7 years with quicker doorstep service. When it comes to getting a car loan, customers now have access to all the details. It includes application fees, reduced paperwork, a wide range of […] - [Axis Bank Car Loan EMI Calculator](https://mymoneytrip.com/axis-bank-car-loan-emi-calculator/): Owning your car is a very easy process nowadays. You can easily avail of the finance through the Bank and get the dream of your Car. Axis Bank now offers you a car loan, through Axis Bank Car Loan EMI Calculator which you can buy your car whenever you want. We always try our best to give the best services to our customers. There are a lot of calculators to find out car loan EMIs on the Internet but the axis bank calculator’s simplicity makes it different from others. Axis Bank brings you the best and easiest Axis loan calculating […] - [Traditional Insurance Plan Vs ULIP](https://mymoneytrip.com/traditional-plan-vs-ulip/): Financial planning is one of the best habits one can practice. Everyone wants to secure their family and close ones financially. Investing is an ideal way of achieving financial security there are many Insurance plan which helps to do so. Investing in an Insurance plan is a good way to build wealth over time which can be useful in times of need. Nowadays people are investing in Life insurance plans to secure their future and also to achieve their goals. S o know about Traditional Insurance Plan Vs ULIP insurance companies offer many insurance plans with various features and benefits. […] - [Guaranteed Return Plan](https://mymoneytrip.com/guaranteed-return-plan/): There are many plans and policies in the financial market to invest in, but not all plans assure your return. Those are also risky to go for. A guaranteed return plan is worth opting for as it ensures you assured returns and it is risk-free designed. Other plans may carry risks and do not ensure returns. So, you must consider going for this plan. This plan is considered safe and offers high stability. The greatest advantage of this plan is that it assures a guaranteed return of fixed monthly income after the maturity of the plan. This provides stability and […] - [LIC Tech Term Plan Premium Calculator](https://mymoneytrip.com/lic-tech-term-plan-premium-calculator/): Nowadays everyone wants to secure their family’s future. Investing is one of the best ways to secure a family’s future financially. LIC brings you the best LIC tech term plan premium calculator with high security and coverage. It’s best to make a little investment monthly or annually for the family to get the benefits in your absence. It will help you to be stress-free knowing you have secured a lot for the future for your loving family. Investing also gives a peace of mind as you know your family won’t suffer financially in an unfortunate demise of yours. Life Insurance […] - [HDFC Insta Loan Against Credit Card](https://mymoneytrip.com/hdfc-insta-loan-against-credit-card/): HDFC Insta Loan on a credit card is a loan HDFC Bank offers to its customers. It is the fastest and easiest way to get a loan if you need money quickly or are short on cash. A loan amount within your credit card’s limit is available to you. It’s a pre-approved Loan on HDFC Bank Credit Card which you can avail anytime you need. Existing HDFC Bank credit card holders can get pre-approved loans with repayment terms of up to five years and interest rates starting at 1.25 percent per month. Customers can avail of this loan without any […] - [ULIP Plans vs Mutual Funds - Which Is A Better Investment](https://mymoneytrip.com/ulip-plans-vs-mutual-funds-which-is-a-better-investment/): An effective financial plan is necessary when you want to ensure your family’s financial security for the future. Have you ever found yourself at the crossroads of investment where you wonder which path will take to the right destination? If that rings the bell then you are at the right place. Today we will venture into 2 options for prominent investment. Mutual funds and unit-linked insurance plans, or ULIPs.These are two good ways to build wealth over time for your family’s financial security. Each option has its benefits and limitations but the problem arises when we have to choose between […] - [Short Term Personal Loan Online in India](https://mymoneytrip.com/short-term-loans-online-in-india/): TWe people often need clarification about what to rely on for their small financial needs as there are minimal platforms and sources which can satisfy their short-term needs. However, the only way for these is to acquire short-term personal loans online in India. It makes our life more hassle-free. Whether you’re planning for a vacation or buying a second-hand scooter, short-term loans will be your savior. The interest rates for short-term loans are usually lower than other loans. However, by opting for a short-term loan, you’ll be protected from all vast liabilities. In this article, we will talk about various […] - [Education Loan Scheme By Narendra Modi](https://mymoneytrip.com/education-loan-scheme-by-narendra-modi/): The education loan scheme by Narendra Modi provides education loans to every sector of society. Education loan by the government of India is provided for the student under 18 – 23 years. The prime motive behind launching an education loan scheme Narendra Modi is to provide easy availability and enhance the quality of education. Countless students want to achieve a better position in society and get a better education, so this education loan by the government of India will surely help to fulfill your dream. A particular website was formed to provide education loans by the government of India, Vidyalaxmi. […] - [LIC Jeevan Lakshya Plan: Review, Features & Benefits](https://mymoneytrip.com/lic-jeevan-lakshya-plan/): The Life Insurance Company of India’s LIC Jeevan Lakshya plan is a limited premium-paying conventional plan (LIC of India). The plan is best for minors and gives annual income benefits for family needs.  The primary feature of the LIC Jeevan Lakshya policy is the payment of premiums for a period shorter than the policy term. In case of the policyholder’s untimely death, 10% of the sum assured will be paid on each policy anniversary until the policy matures. Furthermore, regardless of the policyholder’s survival, he/she will get a lump sum payment at the policy’s maturity.  We will go over all […] - [Tips to Save Income Tax for Salaried Person](https://mymoneytrip.com/tips-to-save-income-tax-for-salaried-person/): Tips to save income tax for salaried persons, Every year our employers or chartered accountants remind us that it is time to pay our taxes. We all confront this tax season and find ways to save by paying taxes. Many of us regard taxes as a financial burden, which can lead to stress if we lack knowledge about tax planning. Many taxpayers struggle to fit their income tax saving tips into their financial puzzle. Individuals are continually looking for methods to lower their income tax, and there are numerous options available. This post is for you if you want to […] ## Pages - [Recent](https://mymoneytrip.com/recent/): Recent Blog Posts List of Indian Cryptocurrency January 17, 2023 Best Websites for Trading in India 2023 January 13, 2023 Joint Life Insurance Policy December 13, 2022 Kotak Junior Savings Account December 1, 2022 Term Insurance For Housewives November 28, 2022 How to Open a Business Bank Account November 24, 2022 Icici Child Education Plan November 21, 2022 Health Insurance Dental November 15, 2022 Load More - [Homepage](https://mymoneytrip.com/): Let’s Start Your Financial Journey Banking What is BRKGB Balance Check Number Baroda Rajasthan Kshatriya Gramin Bank is operating in Rajasthan as a rural bank. It has been sponsored by Bank of… Continue reading Mymoneytrip What is TPIN in PNB TPIN is an essential aspect of PNB online transactions which provides security to your account transactions. It also ensures no… Continue reading Mymoneytrip Bank of India Balance Check Number: BOI Balance Enquiry Bank of India offers balance check services to customers using their registered phone numbers. The service is available for customers… Continue reading Mymoneytrip HDFC Bank Easyshop Platinum Debit […] - [Disclaimer](https://mymoneytrip.com/disclaimer/): The Content on Financialcrafts.in is thoroughly researched, original and accurate. Our team understands that managing money is a stressful task, that’s why we will help you in the best possible way. Although we are not financial advisors, we give a general idea about finance and how to handle it. We highly recommend that you consult with an expert before taking any serious investment-related decisions.  Our purpose is to educate everyone in managing their financial lives. Our team tries to introduce individuals to the world of finance so that they make the right financial decisions for themselves. 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